Our Premier Service Offerings
What is Mortgage Protection Insurance?
Owning a home is the American dream. But, the reality of home ownership is that paying the mortgage can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment.
Many homeowners worry about leaving behind a huge debt in the event of their death, or risking foreclosure if…. [READ MORE]
What Is Final Expense Insurance?
Final expense insurance can save your loved ones a lot of money and stress at the time of your death. With the high cost of funerals, the last thing anyone wants to think about after they lose a loved one is paying for and planning final arrangements.
Final expense can help ease that burden by paying for many of the costs associated with funerals … [READ MORE]
What is Term Life Insurance?
Term life insurance is the cheapest, simplest type of life insurance. Term life is temporary, meaning that a policy provides coverage for only a certain number of years. (You can choose 1, 5, 10, 15, 20… depending on the life insurance company.)
You might imagine that your life insurance is simply gone at the end of your term of coverage: if the insured is still alive, your beneficiary gets nothing. That’s not a bad thing; after all, a healthy, living person is preferable to a cash payment. However, there are usually alternatives to letting your coverage simply cease … [READ MORE]
Annuities Are Income for Life
Saving for retirement is one of the greatest financial challenges facing Americans today. Company pension plans are a thing of the past, Social Security faces a questionable future, and 401(k) and IRA plans have maximum contribution levels that could limit your savings. With an annuity … [READ MORE]